17 Babies Who Know It’s Never Too Late to Save for Retirement

This baby crying over the decline of employer pensions.

This baby just sheltered $50,000 in pre-tax contributions to a SEP IRA. He’ll explain what that means when his teeth come in.

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Well, well, well, looks like someone’s capping out at that $5,500 annual Roth IRA contribution limit.

This baby cannot even believe that you would suggest a single-premium immediate annuity, what with interest rates so low these days.

This baby is satisfied in a Roth IRA in addition to his 401k.

NQDC, aka “the rich man’s Roth?” Don’t mind if he does!

This baby is ready to negotiate employer contributions to a 401k.

That smile is the sweet satisfaction of tax deductible and ta-deferred growth to a traditional IRA. And milk. And nap time.

Skeptical of social security pay-outs? Tell him about it.

This little dude has another 50 years of an $18,000 cap to his contributions on his current plan.

If he’s going to be capped on his early savings contributions, maybe this little dude should invest in real estate for a second income stream.

This baby would rather do anything else than think about his retirement.

He’s trying not to let it show, but he’s concerned about keeping his fun-loving lifestyle into retirement.

This is the face of someone who’s just learned about the payoffs of compound interest over time.

As a self-employed baby, he’s still mulling over the benefits of a SEP IRA and profit sharing.

Touch her 401k? You must be joking. This baby is rolling over a past employer’s 401k for full control over her conduit IRA.

He’s been smug ever since her learned his Roth 401k contributions will be tax-free in retirement.

This little fella is just gonna take a quick nap through the waiting period for his new employer to contribute to his retirement plan.

Thanks to smart financial advising, this baby wants to know if you’re free to go to a weekend in Miami in 60 years?